Settlement Technology

One rail.Infinite reach.

Zero trapped capital · Embedded compliance · ~6-second finality

Settlement infrastructure for regulated financial institutions

DelTran provides banks with on-demand settlement, multilateral netting and automated compliance reporting. Cross-border and domestic payment flows—retail and wholesale—orchestrated through a single API.

Let's Talk How It Works

Zero trapped capital

No pre-funded nostro/vostro on corridors running through DelTran.

Compliance that runs itself

Real-time AML and sanctions checks built into every payment.

Settlement in ~6 seconds

Final, irreversible settlement with a complete audit trail.

Designed for Regulatory Excellence

ISO 20022 Ready

Built-in AML/CFT

Enterprise Grade Security

Every Day, Billions Sit Frozen

While your bank waits 2-5 days for settlements

Billions locked in correspondent banking accounts. Not earning. Not working. Just waiting. Your bank deserves better.

What We Built

Settlement infrastructure for banks

DelTran delivers on-demand settlement, multilateral netting and automated compliance reporting across your existing payment flows. Final settlement in around 6 seconds with no pre-funded correspondent balances on DelTran corridors.

What Banks Get

6-second finality

Move from T+2 settlement cycles to seconds-level finality with clear, deterministic outcomes.

Stronger intraday liquidity and risk management.

Released settlement capital

On-demand settlement eliminates the need for pre-funded settlement balances on corridors running through DelTran.

Previously idle settlement capital can be redeployed across the balance sheet.

Institutional-grade compliance

Built-in AML/CFT monitoring, sanctions screening and ISO 20022-aligned reporting, with one-click export of comprehensive audit packages.

Audit-ready reporting from your dashboard in regulator-friendly formats.

How It Works

Four practical steps to add on-demand settlement

Connect via API

Connect via REST or gRPC API to your existing core and payment systems. No core replacement required.

Process in Real-Time

Pre-production tests demonstrated 3,000+ TPS capacity with around 75ms processing latency.

Multilateral netting

Net obligations across participants and corridors to reduce gross settlement volumes and intraday funding needs.

On-demand finality

Once a payment is accepted onto the rail it reaches final settlement in around 6 seconds, with full traceability for operations and risk.

Pre-production performance metrics

Internal testing of the DelTran rail under load

Tested Capacity

3,000+TPS

Transaction throughput

Processing Speed

75ms

Average processing time

Netting efficiency (test scenario)

85%

Multilateral netting efficiency achieved in pre-production simulations.

Settlement Time

6seconds

Time to final settlement in internal test runs.

Why DelTran matters for banks

API-first integration

Banks connect via REST or gRPC APIs and can adopt the rail corridor by corridor, without disrupting existing payment infrastructure. Legacy SWIFT MT messages are supported through our MT Adapter for institutions not yet migrated to ISO 20022.

Proven performance characteristics

Pre-production MVP testing demonstrated 3,000+ TPS capacity and around 75ms processing latency, with consensus designed for fault tolerance and predictable finality.

Network-wide multilateral netting

Netting obligations across multiple corridors and participants reduces gross settlement flows and allows previously pre-funded settlement balances to be released.

Automated compliance workflow

AML/CFT monitoring, sanctions screening and ISO 20022-aligned reporting are embedded in the rail, with one-click export of audit-ready reports.

Interested in Learning More?

Let's discuss how DelTran can complement your banking infrastructure

Let's Talk

Or contact us directly:

partnerships@deltran.ai