DelTran is a banking-grade settlement infrastructure company. We are in a pre-launch phase with a working MVP, preparing our first regulatory submissions and speaking with banks, EMIs and PSPs that want to release trapped settlement capital and improve multilateral netting on their key corridors.
Why we're building DelTran
Enable secure, on-demand and compliant settlement for regulated financial institutions, so that capital is no longer locked in pre-funded correspondent accounts but can be deployed where it creates real economic value.
A world where cross-border and domestic payments for banks, EMIs and PSPs settle in seconds, with full regulatory oversight and materially less capital immobilised in the plumbing of correspondent banking.
For decades, global correspondent banking has relied on pre-funded nostro and vostro accounts, cut-off times and overnight batches. The result is that large amounts of capital sit idle in the system, waiting for payments to catch up with paperwork and reconciliation.
We founded DelTran around a simple observation: the controls, supervision and risk frameworks that regulators expect from banks can be preserved, while the underlying settlement infrastructure becomes faster, more efficient and more data-rich. Instead of immobilising capital across many pre-funded accounts, regulated institutions should be able to move value in seconds on corridors where licensing, supervision and risk appetite allow it. Today DelTran is in a pre-launch phase with a working MVP and completed internal performance tests. We are preparing our first regulatory submissions, starting with ADGM, and speaking with banks, EMIs and PSPs that see strategic value in freeing trapped settlement capital and improving multilateral netting.
The principles that guide everything we do
We design and operate as if we were already live with systemically important institutions. Risk controls, operational resilience and data protection are treated as first-order requirements, not as features to be added later.
We focus on corridors, products and flows where freeing trapped settlement capital and improving multilateral netting have the largest impact. Seconds-level settlement, automated reconciliation and built-in reporting are design targets for every rail we build.
We are explicit about our status, roadmap and risk assumptions. We prefer clear documentation, observable controls and honest conversations with partners and regulators over marketing language. Trust is earned through transparency.
We do not "move fast and break things". We innovate inside regulatory frameworks, working with supervisors and regulated institutions to ensure that new capabilities fit into existing control environments and strengthen, rather than weaken, risk management and oversight.
We are a small, focused team building banking-grade settlement infrastructure in a pre-launch phase.
If you are passionate about distributed systems, payments, treasury and regulatory-grade infrastructure, and you are comfortable working in an early-stage environment, we would be happy to hear from you at a high level. Tell us how you think settlement infrastructure should work for banks, and we will reach out when there is a relevant opportunity.
partnerships@deltran.aiIf you are responsible for liquidity, treasury, payments or infrastructure in a regulated institution and want to explore what DelTran could mean for your corridors, we would be glad to speak.
Email us:
partnerships@deltran.ai